Card Management Platform

The Card Management platform allows fuel retailers to create their own fuel/fleet card schemes, capturing both commercial (fleet) and consumer customers. This comprehensive solution enables easy creation of payment plans for a wide variety of payment means: branded / co-branded / white label, pre-paid (debit) / post-paid (credit), national / cross-border, and single / multi-currency.
The Card Management platform offers the retail network a clear-cut competitive edge as well as a quick ROI for fuel and c-store sales. It is offered in both SaaS and on-premises models.

• Robust & reliable method of payment for fleets & consumers
  • Comprehensive fuel payment solution: recruit, issue cards, authorize transactions, report and enable smooth transparent billing
  • Highly agile & simple to use business engine
  • Thorough transaction authorization tools to minimize risks
• Attraction & retention of fleets
  • Provide fleets with tight control over fuel expenses through flexible rules and limitations
  • Strong & flexible reporting tools which allow holistic fuel consumption monitoring and exception detection
• Increase fuel sales & boost consumer spending
  • Strengthen the brand image
  • Cross-sales offering to convert fueling to c-store spending
  • Flexible offering via discounts & fees engine to optimize business proposition for individual & groups needs

• Customer Account Management
  • Multichannel enrollment (POS, OPT, portal, and app)
  • Billing preparation
  • RFM segmentation (Recency, Frequency, and Monetary)
• Card Management
  • Payment means: chip, magnetic, contactless, app as virtual card, and Orpak’s ForeFuel
  • Restrictions & limits: flexible rule settings with multiple condition combinations
  • Flexible customized card designer
• Authorization
  • Routing to 3^rd party hosts for open loop cards
  • Comprehensive rules
  • Behavior pattern-based fraud prevention
• Customer Engagement Management
• • Dynamic customer, card, site, and product segmentation
  • Tiered programs (Platinum, Gold, etc.)
  • Discounts (volume / card type)